In 2025, San Clemente, CA has a median household income of approximately $134,735, a per capita income of $73,051, and an average home value of about $1.7 million.
A local real estate agent emphasizes the unique appeal of San Clemente's market:
"San Clemente's blend of coastal charm and modern amenities continues to attract buyers seeking a high quality of life. The market remains competitive, with well-priced homes moving quickly."
San Clemente, California, is a picturesque coastal city in southern Orange County, renowned for its stunning beaches, Spanish colonial architecture, and vibrant surf culture. Beyond its scenic charm, San Clemente boasts a dynamic real estate market that reflects its affluent community and desirable location.
Economic Overview
San Clemente stands out economically with a median household income of approximately $134,735 as of 2023. This figure places the city well above the California state median of $96,334 and the national median of $74,580, highlighting the relative affluence of its residents.
In addition to high household earnings, San Clemente's per capita income reaches $73,051, further reflecting a strong local economy. This level of income suggests that many individuals enjoy financial stability, supporting a robust consumer base and reinforcing demand for premium housing and lifestyle amenities.
These economic indicators not only point to current prosperity but also fuel the city's appeal to new residents and investors. High incomes often correlate with stable property values, well-funded public services, and continued development, making San Clemente a secure and attractive community for long-term investment.
Demographic Profile
San Clemente is home to a highly educated population, with over 45% of residents holding a bachelor’s degree or higher. This level of educational attainment contributes to the city’s professional workforce and supports a thriving local economy rooted in knowledge-based industries and entrepreneurial ventures.
With a median age of around 44, San Clemente attracts a balanced demographic mix of young professionals, established families, and retirees. Many are drawn by the city's coastal lifestyle, combining scenic beauty, recreational opportunities, and a strong sense of community in a laid-back yet sophisticated setting.
Real Estate Market Trends
San Clemente’s real estate market remains strong and highly competitive, driven by sustained demand and limited inventory. As of April 2025, the median home sold price reached $1,701,400—a 3.1% increase from the previous year. This steady appreciation underscores the city’s appeal as a desirable coastal destination with enduring property value.
The median price per square foot in San Clemente rose to $752, reflecting the premium buyers are willing to pay for homes in this picturesque area. Whether it’s ocean views, walkable neighborhoods, or architectural charm, properties here command high prices due to the lifestyle and long-term value they offer.
Homes are also moving quickly. In April 2025, the average listing stayed on the market for just 23 days, down from 28 days the year before. This reduced time on market highlights the urgency among buyers and the competitiveness of well-priced homes, particularly in sought-after neighborhoods.
Housing Affordability
While San Clemente’s property values are undeniably high, its strong economic indicators suggest that many residents are well-positioned to afford living in the area. With a median household income significantly above state and national averages, local buyers often have the financial means to participate in the market despite premium pricing.
The city’s Housing Affordability Index stands at 42—below the national benchmark of 100—but this is consistent with other desirable coastal California communities where limited supply and high demand naturally elevate prices. In this context, San Clemente remains relatively accessible for high-earning professionals and families who prioritize quality of life and long-term investment.
Neighborhood Highlights
San Clemente is a city of diverse neighborhoods, each offering a distinct living experience tailored to a range of lifestyles. Whether you're looking for the charm of custom coastal homes, the structure of a master-planned community, or the serenity of a more suburban setting, San Clemente delivers options that reflect its unique blend of beachside living and residential comfort.
Talega, located in the inland hills, is a popular choice for families seeking newer construction and modern amenities. This master-planned community features spacious homes, golf courses, community pools, parks, and well-rated schools, making it an ideal environment for those prioritizing convenience and community engagement.
Southwest San Clemente and Forster Ranch offer contrasting but equally appealing experiences. Southwest San Clemente is prized for its walkability, custom homes, and proximity to iconic surf spots like T-Street Beach. In contrast, Forster Ranch provides a more relaxed suburban atmosphere, with larger lots, scenic trails, and a quieter pace—perfect for families and outdoor enthusiasts seeking space and natural beauty.
Lifestyle and Amenities
San Clemente blends laid-back coastal living with a touch of luxury, offering everything from casual taco joints and cozy cafés to upscale dining and boutique shopping. The city’s charming downtown and walkable neighborhoods create a vibrant yet relaxed atmosphere that appeals to both longtime residents and newcomers.
Outdoor living is at the heart of San Clemente’s lifestyle. The San Clemente Coastal Trail, scenic bluffs, and iconic beaches provide daily access to nature, while consistent surf breaks attract both seasoned surfers and weekend adventurers. This seamless integration of recreation, beauty, and community is part of what makes the city so uniquely desirable.
Education and Schools
San Clemente is served by the well-respected Capistrano Unified School District, known for its commitment to academic excellence and student development. San Clemente High School, in particular, stands out for its strong academic programs, competitive athletics, and active student community.
For many families, the quality of local schools is a key factor in choosing to move to the area. Access to top-tier public education, combined with the city's safe neighborhoods and family-friendly environment, makes San Clemente especially appealing to those looking to raise children in a supportive and well-rounded community.
New Construction and Development
San Clemente continues to evolve through thoughtful development that complements its historic charm. Recent construction projects, especially in the North Beach area, have introduced a range of modern housing options including townhomes, luxury condos, and mixed-use spaces that combine residential and commercial uses. These additions provide new opportunities for homebuyers seeking modern amenities without sacrificing the city's coastal character.
The city has also invested in revitalizing public spaces, including parks, plazas, and improved pedestrian access, to support a walkable, community-oriented environment. These enhancements not only increase the livability of key neighborhoods but also attract new businesses and visitors, further boosting the local economy.
Importantly, San Clemente has managed this growth while maintaining its distinctive Spanish Colonial architecture and relaxed beach town identity. City planners and developers alike have emphasized design consistency, coastal preservation, and community input to ensure that new development aligns with residents' expectations and the city's long-term vision.
Second-Home Market
San Clemente's idyllic setting and temperate climate make it a popular destination for second-home buyers, particularly those from nearby urban centers like Los Angeles, San Diego, and even the Bay Area. Its ocean views, golf courses, and tranquil lifestyle appeal to individuals and families seeking a coastal escape from the bustle of city life.
The summer months see a notable uptick in interest, as buyers look to secure vacation properties near the beach. These homes are often used seasonally, rented out part-time, or held as long-term retirement investments. This seasonal demand contributes to the competitive nature of the market, particularly in ocean-adjacent neighborhoods.
In addition to vacationers, San Clemente has seen a rise in remote workers and digital nomads investing in second homes that double as flexible live/work retreats. With modern infrastructure and a welcoming community, the city caters to a diverse group of buyers seeking both lifestyle and long-term value.
Buyer Perspectives
New homeowners continue to affirm San Clemente's appeal for both lifestyle and practicality. “We moved here from L.A. for a better work-life balance,” says Melissa C., a recent buyer. “The schools are great, and being able to walk to the beach is life-changing.” Her sentiment reflects a broader trend of families and professionals trading city congestion for coastal calm.
Buyers consistently cite quality of life, school systems, and access to nature as primary drivers for relocating. Many are drawn to the idea of raising children in a safe, active environment or enjoying a slower pace without giving up access to modern conveniences. The city's tight-knit community and year-round recreation only reinforce its charm.
Whether they’re first-time buyers, growing families, or empty nesters starting a new chapter, residents agree that San Clemente offers more than just a home—it offers a lifestyle. The combination of coastal beauty, strong civic amenities, and a sense of belonging makes the move more than worth it.
Historic Appreciation and Long-Term Value
Over the past 15 years, San Clemente has seen remarkable growth in home values, with prices appreciating by more than 80% since 2010. This long-term upward trend reflects not only the city's enduring appeal but also its resilience during broader economic fluctuations. San Clemente’s steady appreciation makes it a compelling choice for buyers looking for both a lifestyle upgrade and a sound investment.
One of the key factors supporting this growth is the city’s limited availability of developable land. Nestled between the coast and protected open spaces, San Clemente faces natural geographic constraints that restrict sprawling development. This scarcity of new inventory helps maintain upward pressure on existing home values, making real estate here more exclusive over time.
Moreover, the city’s consistent demand—driven by retirees, families, and second-home buyers alike—ensures that property in San Clemente continues to be a prized asset. Whether purchased as a primary residence or held for future resale, homes in San Clemente are widely viewed as stable, appreciating investments with minimal downside risk.
Investment Potential
For investors, San Clemente offers numerous opportunities, particularly within the high-end segment of the market. Luxury properties along the coast or in master-planned communities like Talega often see strong appreciation and tenant demand, making them ideal for capital growth or income generation through rentals. The city’s reputation for safety, beauty, and quality schools adds to its appeal among discerning buyers and tenants.
A notable driver of investment value is San Clemente’s limited housing supply. With inventory consistently tight and zoning laws designed to preserve the city’s charm, investors benefit from a market where scarcity protects property values. Homes that are well-maintained, well-located, and priced strategically tend to move quickly, reinforcing market confidence.
Additionally, the rental market remains robust due to the mix of long-term residents and seasonal visitors. Vacation rentals and corporate leases are particularly popular in beachside neighborhoods, allowing investors to generate consistent revenue. Whether for short-term income or long-term equity growth, San Clemente remains a smart play for real estate investors.
Conclusion
San Clemente stands as a model of sustainable coastal living, where natural beauty, economic strength, and a thoughtfully managed real estate market converge. Its appeal goes beyond aesthetics; it offers financial advantages, lifestyle benefits, and long-term stability that few Southern California cities can match. For both individuals and institutional investors, the case for San Clemente remains strong.
Despite high entry costs, the value proposition is clear. Buyers are investing not just in a home, but in a vibrant community with proven returns, strong civic infrastructure, and unmatched access to oceanfront recreation. These elements combine to make San Clemente a standout in an already competitive coastal market.
Whether you're seeking a permanent residence, a vacation property, or a long-term investment vehicle, San Clemente delivers on all fronts. Its enduring demand, careful growth, and community character ensure it will remain a highly desirable location for decades to come.
